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Welcome
- What is a Surety Bond? A Surety Bond is a guarantee issued by an insurance company to fulfill a requirement....Read More

A Bond is a guarantee between three parties. The three parties to a surety bond are:

The principal - is the one who is being required to obtain the bond.

The Obligee – is the one requesting the bond for financial security.

The Surety Company - guarantees the obligee that they will pay if there is a claim.

How the bond works:

The Principal and the Surety company stand “jointly and severally” (both 100% responsible) to meet the obligation of the bond.

The Principal and Surety are obligated to the Obligee. It is the Obligee, and most cases the general public who is protected and has the ability to claim on the bond.

It’s the Principals responsibility to pay all obligations that arise from their operations. If the Principal defaults on a claim, the Surety is obligated to pay on their behalf. They surety will then enforce the indemnity agreement to recoup their loss from the Principal.

- How much does a bond cost?...Read More

The Price of the bond is determined by some key factors:

1. Commercial Surety - Lots of common license and permits bond for cities and counties can be approved with no underwriting starting at $50 a year.

There is also a good amount of state required license bonds, such as some motor vehicle dealer's bonds that get approved without a credit check and start at 0.5% so a $25,000 bond could start as low as $125.00 for a year. But that depends on the state and if there is a program.

If you are needing a bond that requires some underwriting the most common way, the rate is determined by credit score. Your score will determine what rate tier. Lastly if it's an uncommon bond then some additional information may be needed to underwrite. Apply Now

2. Contract Bonds, Payment and Performance Bonds have many variables that will affect the terms of approval. The average pricing is between 1%-5% of the contract amount for contracts under $750,000, for contracts $1,000,000 and above the rate starts to scale.. We have access to every major and tons of specialty underwriting programs. Regardless of your situation we will find you a market that will offer you terms. Fill out the following link and we will be able to give you terms, even if you are just looking to get approved for a line. Click Here

3. Fidelity and Business Service bonds start at $100 and go up from there, you will receive your approval and can purchase it at the end of the application process. Apply Now

4. Probate and court are fairly inexpensive if they qualify for standard markets, all are look at on an individual basis. Apply Now

- How do I get a surety bond?...Read More

There are two ways to get started:

Take a second and fill out a super simple application to get a free no obligation quote. Click Here

Or send us a quick note letting us know what you need and what questions we may answer. Contact Us

Here are the steps to obtain a bond: 
   1. Fill out the application
   2. You will either get a quote automatically or one will be email to you during business hours.
   3. Accepted the quote, make payment, and received your bond. Some approvals we will need signed paperwork and most bonds will need to be physically shipped.

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A Quick Look At Some Bond Types

Performance Bonds

Car Dealer Surety Bond

Contractor License Bond

Sales Tax Bonds

Utility Bonds

Probate Bonds

Business Service Bonds

BMC84 (ICC Property Broker Bond)

 

More Bond Types

  •  
    Daniel G
    in the last week 1
     5star   It's always nice working with trustworthy people who know what they're doing! Our companies have utilized their services for multiple bonds and these people are great at what they do.
     


  •  
    Angela C
    in the last week 1
     5star   ...on top of things always a quick response and always gets the bond and pricing my customers are looking for.
     


  •  
    Randall L
    in the last week 2
     5star   great service!!!! been with this company for years, never had a problem they have always went above and beyond to get my company the best rate possible, always treated with care and respect.
     


  •  
    Oterias K
    in the last week 3
     5star   Platinum Bonds are the only Bonds Company I have full confidence in for all of my bond business. They are friendly professionals with fast service. I highly recommend them they are truly 5 Star!
     


  •  
    Babatunde A
    in the last week 4
     5star   Nice professional service, quick responses and made the bond process easy. Highly recommend!
     


  •  
    Andrew A
    a month ago 5
     5star   I needed a bond and saw others bond applications and dredged having to fill out the forms. Platinum was super simple and very fast. If you need a bond this is the place to go.
     


  •  
    Brian T
    a month ago 6
     5star   Very quick to respond to questions, and get the bond we needed. We've renewed with them several times, and will definitely continue using Platinum Bonds in the future. Solid, professional group.
     


  •  
    thomas g
    7 months ago 7
     5star   Fantastic and quick service. Incredibly convenient and easily accessible. They were on top of what I needed from the start and great rates. I would highly recommend to anyone looking for bond services.
     


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  • Daniel G
    in the last week 1
     5star   It's always nice working with trustworthy people who know what they're doing! Our companies have utilized their services for multiple bonds and these people are great at what they do.
     
    Randall L
    in the last week 2
     5star   great service!!!! been with this company for years, never had a problem they have always went above and beyond to get my company the best rate possible, always treated with care and respect.
     
    Angela C
    in the last week 1
     5star   ...on top of things always a quick response and always gets the bond and pricing my customers are looking for.
     


  • Babatunde A
    in the last week 4
     5star   Nice professional service, quick responses and made the bond process easy. Highly recommend!
     
    Andrew A
    a month ago 5
     5star   I needed a bond and saw others bond applications and dredged having to fill out the forms. Platinum was super simple and very fast. If you need a bond this is the place to go.
     
    Brian T
    a month ago 6
     5star   Very quick to respond to questions, and get the bond we needed. We've renewed with them several times, and will definitely continue using Platinum Bonds in the future. Solid, professional group.
     


  • thomas g
    7 months ago 7
     5star   Fantastic and quick service. Incredibly convenient and easily accessible. They were on top of what I needed from the start and great rates. I would highly recommend to anyone looking for bond services.
     
    David S
    3 weeks ago 8
     5star   Platinum Bonds always helps me get the deadline met even though I wait till the last minute every year. They came up with a solution for me when I had no hope and everyone else wouldn't take my company. Been with them ever since. Reliable and professional. Thanks again.
     
    KYLE H
    a month ago 9
     5star   As an Insurance Agent within an Agency that sells bonds regularly and has dealt with many bond companies in the past, there is no other company that I have come across that has the professionalism and customer service as displayed by Platinum....
     


  • Laurie Y
    7 months ago 10
     5star   Love this company! They are fast and affordable and a pleasure to do business with! Highly recommend!!!
     
    JOHN M
    9 months ago 11
     5star   Platinum Bonds has been an invaluable partner to my business assisting me with my Dealership bond as well as my DMV Registration service. They are always courteous, professional, and prompt with their service. If you are in the market for a bond of any kind I highly recommend....
     
    Bobbie L
    7 months ago 12
     5star   Great customer service, very good at meeting all insurance needs and requirements. Platinum Bonds has been a great asset for my company.
     


  • Dennis D
    7 months ago 13
     5star   Very fast and efficient service with no hidden fees. Services were provided within minutes of telephone call. Thanks!
     
    Sandra J
    a month ago 22
     5star   Wonderful company, and great people! Been with them for 5 years now, and couldn't ask for an easier experience! Fast, convenient, and very helpful!!!
     
    steve c
    3 months ago 23
     5star   Great Service hassle free and always pleasant to talk with. Finally a company that understands what customer service is suppose to be. Highly recommend. Thanks for all your help
     


  • Sheryl C
    2 months ago 16
     5star   My partner and I just opened a business, the legal operation of which required a bond. Having just entered into our industry, we had questions along the way. They were always available, always promptly answered emails and returned calls, and answered every question we had....
     
    Bill D
    2 months ago 17
     5star   ...within a short time I received all necessary documents for a bond. I have been dealing with Platium Bonds for 5+ yrs and would very much recommend them.
     
    Rick S
    2 months ago 18
     5star   I have been purchasing my bonds for years with Platinum Bonds. The process is efficient and painless! Thanks for your professionalism.
     


  • Joyce S
    3 months ago 19
     5star   We have been insuring with Platinum Bonds for about ten years and have never had any problems with the policy or the staff. In fact, the staff is extremely accommodating in handling all of the changes we send to them. I highly recommend this agency.
     
    Lisa E
    in the last week 20
     5star   Platinum Bonds provided us with exceptional service. They were prompt, friendly, and very accommodating.
     
    Terry r
    3 months ago 21
     5star   They has been extremely helpful guiding me to the best deals possible for my clients. I am very grateful.
     


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Demo

Online Application

Complete the online application, right now on your mobile device or desktop for all your surety bond needs.

The One Application is the only application needed for all bond requests ; Performance bond, Motor Vehicle dealers, Miscellaneous surety bonds…etc., it also works for Insurance Agents submitting on behalf of their clients.

  • Secure Application Process
  • Rapid Streamline Quoting
  • Get your Surety Bond In Hand Fast

Applications

Insurance Agents

We are a full service brokerage that offers competitive commission / fee structures for your surety bonding needs.

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Research

Our goal is to help educate our clients so they are informed during the purchasing process, with the belief that this will produce the highest level of satisfaction

Read more

Get in touch

Our team will be glad to help you anytime with general
or technical questions, suggestions or comments.

Make A Payment

Platinum Insurance & Bonds Inc BBB Business Review 
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Platinum Bonds Insurance Agency
15615 Alton Parkway, Suite 450 Irvine, CA 92618
 
Toll Free Phone   (866) 409-2477  
CustomerService@PlatinumBonds.com